When Your Insurance Won’t Cover Your Roof Anymore
Across Texas, more homeowners are receiving letters or phone calls from their insurance company with news they weren’t expecting:
Their roof is too old or in poor enough condition that it will no longer be covered under their insurance policy.
For many, this comes as a surprise — but it’s becoming a more common scenario as insurance carriers adjust their requirements to manage risk.
What Does This Mean for Homeowners?
If your insurance company removes coverage for your roof, it could mean:
- Any future damage may not be covered.
- Repairs or replacement costs could become entirely out-of-pocket.
- In some cases, failure to address the issue could even lead to non-renewal of your policy.
While each insurance company has its own guidelines, many set an age limit for roofs, especially in areas prone to severe weather.
Important: We are not insurance experts — always contact your insurance agent for specific details on your policy.
How American Shield Roofing & Construction Can Help
If you’ve been told your roof will no longer be covered, don’t panic — we’re here to help you protect your home and your budget.
Multiple Roofing Options – From durable composition shingles to long-lasting metal roofing, we offer products to fit every style and need.
Budget-Friendly Solutions – We’ll work with you to find the right material and price point for your home.
Financing Available – Through trusted third-party lenders, we can help you find a payment plan that works for you.
Proven Quality – Our work speaks for itself. Visit our online gallery to see real examples of the roofs we’ve installed for homeowners just like you.
Take Action Before It’s Too Late
The sooner you address an aging roof, the better you can protect your home from costly damage — and the better your chances of keeping uninterrupted coverage.
Call us today at 361-343-7018
Schedule an inspection today! https://americanshieldroofing.com/contact/#book